
Annuities 101
Keep up with the latest news and insights

What is an annuity? A complete guide for beginners
Discover what an annuity is and how it can provide a steady income stream. Learn about different types & how they can help you achieve your financial goals.

The pros and cons of annuities
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Average retirement income: How much should you save up?
Explore average retirement income, its sources, and factors influencing it. Ensure your financial future and retirement income with Gainbridge®.

Are annuities better than cds? Main differences
Explore the key differences between annuities and CDs, including rates, benefits, and investment strategies. Learn why Gainbridge®’s fixed annuity rates3 may offer more flexibility and higher returns than traditional CDs.

What are the different types of annuities?
Learn about the different types of annuities and their characteristics and examples. Make an informed decision and choose the right fit for your financial future.

How much does an annuity cost? A guide on fees and commissions
Explore the different annuity fees and charges and how they affect your long-term investment returns. Gain clarity and make informed decisions.
All Articles
Retirement investing: How to build wealth for the future
Learn how to invest for retirement with the best strategies, accounts, and funds. Explore your annuity options on the Gainbridge® platform and plan your financial future today.
Understanding rollover vs. traditional IRA options
Compare rollover IRAs versus traditional IRAs: Understand key differences, benefits, and tax implications to make informed retirement savings decisions.
Understanding tax brackets and federal income tax rates
Discover the 2025 tax brackets, federal income tax rates, and how marginal tax rates impact your earnings. Learn how to optimize taxable income and reduce tax liabilities with Gainbridge.
Brokered CDs vs. bank CDs: What’s the difference?
Learn the differences between brokered CDs vs. bank CDs. Find out which option suits your needs.
How to calculate the future value of an annuity
Discover how to calculate the future value of an annuity and enhance your retirement planning. Start your journey with Gainbridge®.
Ordinary Annuity: Definition, Formulas, and Key Examples
Learn what an ordinary annuity is, how end-of-period payments work, and calculate present and future value using Gainbridge’s common formulas.
What’s a 1035 exchange? How it works & what’s allowable
What’s a 1035 exchange? Explore how this tax-free option applies to annuities, its rules, and tips for incorporating it into your financial planning strategy.




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